Scammers may demand payment by wire transfers, gift cards, and cryptocurrency — methods that transfer funds quickly and anonymously. During Older Americans Month, the Consumer Financial Protection Bureau and the Federal Trade Commission are partnering together to help older adults and their families and friends know what to do if someone demands payment by these methods, and where to report fraud.
During Financial Literacy Month, we’ve focused on steps to protect your money by spotting and avoiding scams. But here’s another important way to help protect your wallet: regularly check your credit reports. For more information, click here.
April is National Cannabis Awareness Month, an opportunity to shed light and educate on this growing topic. Marijuana– which can also be called cannabis, weed, pot, or dope— is the most commonly used federally illegal drug in the United States, with an estimated 48.2 million people using it in 2019.
Although marijuana is used for medical and non-medical adult use, this does not mean it is safe. Scientists are still learning about the health effects and the potential health benefits of using marijuana. Even though more research is needed to fully understand some of the health effects of marijuana. The following resources have been added or updated: Learn more on CDC’s Marijuana and Public Health | Español (Spanish)
Let’s say you learn that an identity thief took out credit in your name, pretending to be you. To straighten it out, you might want to get records about the identity theft from the company where it happened. The law gives you that right — in fact, it’s Section 609(e) of the Fair Credit Reporting Act (FCRA). Read more here.
“As the weather is becoming much nicer, we tend to get a breath of fresh air. However, vaping will only give you a breath of stress air”. From The Office of Security And Life Safety. For more information. Visit the truth.com here.
You may have heard that the government of Ukraine is receiving donations by cryptocurrency. Unfortunately, scammers have heard this too and they’ve been posting on social media, as well as sending direct messages, to trick people into sending them money. For more information click here.
Scammers are back at it, pretending to be FTC Commissioner Rebecca Kelly Slaughter and staff at the FTC. They’re emailing, saying there’s an award ready to be collected (for a fee), or an outstanding COVID issue requiring your immediate attention (and, ultimately, money). But it’s NOT the FTC emailing. And even if they switch to phone calls or the messages switch, those are scammers. For more information, click here.
We know scammers target people everywhere. So this National Consumer Protection Week, we’re focusing on how fraud affects every community. In blog posts and events this week, we’ll highlight scams that affect some of those communities, including older adults, college students, servicemembers, and LGBTQ+ communities. Since scammers target every community, including yours, you can make a difference this NCPW: recruit your friends, family, and neighbors across all communities to report the scams they’re seeing to us. For more information, click here